Non-Cash Assets

Giving through Overflow

Overflow is a digital solution for donating non-cash assets, helping you give in a tax-efficient way. Right from your mobile device, you’ll experience the ease of giving via stock or crypto in less than five minutes. Overflow also provides you with access to a private Donor Portal that provides visibility into your transaction history, transaction statuses, and the ability to update connected financial accounts.

Non-Cash Giving

You don’t have to limit your giving to dollars and cents. We can accept non-cash gifts, including:


Donating stock can be one of the most tax-efficient ways to act on your generosity. We've partnered with Overflow to make donating stock online quick, easy, and secure.

Give via Stocks

Donor Advised Funds

The donor can transfer their gift to a DAF (this is considered a donation) and can be held in this fund until the donor directs a broker to donate it towards a nonprofit.

Give via DAF


Cryptocurrency is a decentralized digital form of currency based on blockchain technology. Unlike the U.S. dollar or Euro, no central authority manages and maintains the value of a cryptocurrency. Instead, cryptocurrency is broadly distributed among its users via the internet. God provides for us in a number of ways—including cryptocurrency! Since cryptocurrency has value, it provides one more way we can honor God through giving.

Give via Crypto

Frequently Asked Questions

How do churches benefit from receiving stock and crypto?

Studies show that churches receiving stock and crypto are growing 55% faster than those that don’t. Because givers hold more wealth in stock and crypto than cash and they don’t rely on stock and crypto for day-to-day expenses, stock and crypto gifts are usually larger than cash gifts. The average gift through Overflow is $10,000, which is 100x larger than the average cash gift nationwide.

How do donors benefit from giving stock?

When a donor gives stock to a nonprofit, the donor and the nonprofit don’t have to pay any capital gains tax on the appreciated amount. Donors also receive a greater tax write-off at the market value of the stock upon donation, regardless of what they bought the stock for.

What is the tax benefits of donating appreciating stock?

Donating appreciated stock that you’ve held for over a year could allow you to save up to 20% in capital gains taxes and potentially up to 37% in federal income taxes on the charitable donation value of your gift based on your tax bracket when itemizing deductions. To understand the full tax benefits of giving appreciated stock, including potential state tax savings, please consult with your tax professional for information about your personal tax implications.

What are the tax advantages for the donor?

There are two key tax advantages for donors who give stock over cash:

  1. The donor does not have to pay capital gains tax allowing them to make a bigger impact with their gift.
  2. The donor benefits from a higher charitable tax deduction because of the larger gift.
Is giving through Overflow secure?

Overflow’s Information Security Program is SOC 2 compliant, a widely respected information security auditing procedure. Overflow does not have access to or store any brokerage account usernames or passwords. They use Yodlee, a third-party provider, that handles the brokerage log-in process. Over 600 companies including, PayPal, Mint, and Amazon, use Yodlee to connect their clients’ accounts.

Can I give company stock outside of the trading window?

If you received company-distributed stock as an employee and the trading window is not open, your brokerage will likely reject the transfer request. We highly advise you ask your company for the trading windows so you can give during those time periods, which are typically open quarterly for three to four weeks at a time.

Can I give through my 401K or IRA?

Overflow can process all whole shares of publicly traded stock, including 401Ks and IRAs. However, because donors often incur penalties for withdrawing these assets before a certain date, we highly recommend consulting your tax professional before donating these types of assets. Donating 401Ks or IRA could result in major tax penalties or even fewer tax benefits than donating cash.

What specific stock could I donate?

You can give any publicly traded stock through Overflow. By donating assets that have appreciated in value for more than one year, you are more likely to maximize the potential tax benefits of your gift.

Does Overflow support gifts from my brokerage account?

Overflow currently supports more than 10 brokerages via their self-guided platform, including the most popular brokers such as Charles Schwab, Fidelity, and E*Trade. If Overflow doesn’t have a direct connection to your brokerage account, your gift can still be fulfilled through their off-platform concierge service. If you are in Overflow’s donor experience and your brokerage account is not one of the 10+ currently supported with a direct connection, you’ll be taken to a form to contact Overflow’s transaction operations team. Email to choose to opt into Overflow’s fully-guided concierge service.